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Basic rules to use your debit card

  • Sign your debit card as soon as you receive it, and memorize your PIN.
  • Don’t leave receipts in plain sight, especially if they contain your debit card information.

Consolidating credit card debt

New tools and financing programs have been developed to help consumers consolidate credit card outstanding balances with other bank cards.
Recently, financial institutions have been trying to help defaulter card holders by offering financing plans that allow them to payout their debt, by transferring outstanding balances from all accounts into a single one, with a preferential fixed interest rate, and longer terms. The requirements are: 

Know your debit card

Know your debit card; it is a safe alternative to cash.

Debit cards allow you to pay for products and services, having the amount automatically deducted from your bank account. They are safer than cash, and more practical than checks.

How they work:

Financial panel

Financial Panel

Latest post

Standard of Living: Establishing my Limits

Living up to your standard of living is one of the main challenges for most of the people. It is not easy to resist temptations and temporary needs or unforeseen expenses not included in the budget. But ignoring that control shows the imbalance between planning and living up to your standard of living.

This standard represents a set of expenses and earnings that help to measure the life balance of a family: it is a measure of sustainability, nothing else. As an indicator, it is worthless. As a changing factor, it is essential.

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