Before you go to a financial institution, make sure you have the following documents:

• Some institutions require you fill out a request form.
• Copy of your IFE (voter’s registration card) or any other kind of official ID.
• Proof of residence address.
• Pay stubs or proof of income for the last three months.
• Three to six past bank statements. 

Some institutions don’t require these documents. Bank users from some institutions just need to call an account manager and request a new credit, or an increase on their current credit line and with the bank’s information and credit history checked by the Credit Bureau, the credit request can be approved immediately.  Proof of residence address, age and identification, and standard documents like driver’s license, passport, company ID card, voter’s registration card, and past income taxes will help you here.