Make sure you control your credit card, not the other way around.

Credit cards are like a short term loan. It is the most popular personal credit there is, and also the least understood.  Even though it seams easy to use – just swipe it, right? – There is a right and a wrong way to do it.

The correct way to use your credit card 

Some people believe that a credit card can be used to all kinds of purchases. However, you could manage your expenses better if you charged large expenses to your credit card, since it offers a good indication of your monthly expenses. 

Another good way to use your credit card is on purchases linked to “sales” or “points” you can exchange later. 
You should use your credit card as a valuable purchasing tool, instead of using it for habit only. Remember, your card should assist you, not get in your way.